History & Vision
CPS Investment Advisors originated in 1975 in Lakeland Florida as Chas P Smith & Associates, PA, CPA's, providing clients with traditional tax and accounting services, with a focus on educating clients about money and financial independence.
In the early years, what made our firm unique was our educational approach, as well as our commitment to making a difference in the lives of our clients. Our mission continues to be to help our clients achieve financial independence so that work or retirement can be their choice.
In the 1980's we added fee-only financial planning to our menu of services, in response to clients' growing demand and enthusiasm.
In 1989 CPS became a full-service Registered Investment Advisory firm - one of the earliest CPA firms in the country to register with the Securities & Exchange Commission.
In 1994 CPS trademarked the CPAlliance division - a unique asset management program partnering with other Certified Public Accounting firms around the country, to provide asset management for their clients.
In 2000 CPS joined 79 other independent financial advisory firms across the country in founding the nation's first advisor-owned, federally-chartered trust company, called National Advisors Trust Company, FSB with operations based in Overland Park, MO, to serve our clients exclusively.
In 2004 CPS established the 401(K) Pilot division, to manage assets online for individuals employed by businesses whose 401(K) or 403(b) plans are held by other custodians.
In 2005 the principals formed an independent company, CPAlliance Insurance Services Inc. to provide our clients and co-advisors a broad insurance portfolio of life, long term care, disability, and individual health insurance products from over 40 preferred carriers.
In 2007 CPS added the Intitutional Retirement Plans division combining financial education with professional investment management of public pension plans in pooled defined-benefit accounts, as well as daily valuations for individual participants' self-directed accounts.
OUR VISION FOR THE FUTURE: Positioned as the premier strategic partner to our clients, our staff, our families, & the clients of our CPAlliance member firms for building sufficient individual wealth to achieve the dreams that are most important to them.