A company and its owners have a fiduciary duty to its employees.
When the U.S. Department of Labor realized that employees were struggling with investment decisions, it modified the Employee Retirement Income Security Act (ERISA) to allow employees the ability to hire skilled professionals to help with their 401k investment decisions.
Our financial planning professionals can assist employees with answering difficult questions such as risk tolerance and investments. Additionally, our service will relieve pressure on the Human Resource Department and the business’ owners by offering competent professional advice at no cost to the company. This added company benefit will be appreciated by the employees. CPS intends to promote and protect the interests of your employees and to perpetuate the delivery of competent and objective investment and financial planning advice. We provide this advice through group meetings and individual counseling. As an investment fiduciary, we know and comply with all federal and state laws applicable to the fiduciary duties particular field of practice, including the rules and restrictions imposed by regulatory bodies such as the U.S. Securities and Exchange Commission, the General Accounting Office, the Department of Labor/ERISA, and the Internal Revenue Service.
CPS has been built on a sound foundation of prudent fiduciary practices. Our firm consults with legal counsel and other authorities when appropriate.
CPS understands the valuable relationship between the company and its employees. As a benefit to employees, most private employers offer a 401k plan and government or public employers offer 403b, 457b and DROP plans. Unfortunately, the investment decisions provided within the plan are daunting to all the participants. CPS can provide answers to the employee’s investment questions through the following services:
• Education
• A Proven Investment Philosophy
• Experience in Retirement Plan Business
• A Solution for Every Investor
Benefits of the CPS 401(k) Plan
· low cost
· minimize risk
· maximize returns within risk tolerance
· long term financial security
· peace of mind financial advice
CPS INVESTMENT ADVISORS OFFERS OVER 30 YEARS OF EXPERIENCE
• Fee based financial management • Professional team of CPAs, PFSs and support staff
• Comprehensive approach • Commitment to excellence
• Income tax strategies • Unparalleled customer service
• Estate planning • Develop one-on-one long term relationships
• Life insurance • Trust, Credibility, Integrity
• Long term care insurance • Client education
The Regional Director of our Corporate Retirement Plans division, Bryan Mau, brings over 13 years experience managing and education on all forms of retirement plans. The Corporate Retirement department for CPS has the following: Certified Public Pension Trustee; Certified Retirement Administrator; Certified Retirement Counselor and a Certified Public Manager.
If you have any questions you may contact Bryan Mau or Gary Clark for additional information:
bmau@cpalliance.com
gary@cpalliance.com