By Sherrie Morgan, Director of Marketing & Public Relations

More consumers are turning to financial advisors to help them pave the way to a secure future. But how do you know who you can trust? Here are five positive signs to help guide your decision on choosing the best person for the job.


Over the years, you’ve often heard how important it is to invest in the 401(k) plan at your workplace, but what is the big deal with a 401(k) anyway?

There are significant benefits of taking advantage of your 401(k). The first is the ability to contribute to your retirement before income taxes are withheld. Known as pre-tax contributions, these contributions come from your “gross” pay instead of your “net”, so they go into your retirement account before Uncle Sam gets his cut. This immediate tax deduction could bring the taxable income of someone making $40,000 per year down to $36,000 if they contribute 10% of their pay to their 401(k) plan. (more…)

If you are woefully behind on saving for retirement, then try to delay gratification on purchases, save your raises and pay off credit cards, financial experts say.

A national survey out Tuesday shows that about 36% of workers have less than $1,000 in savings and investments that could be used for retirement, not counting their primary residence or defined benefits plans such as traditional pensions, and 60% of workers have less than $25,000. (more…)

September 401(k) Newsletter

Posted on September 24, 2014 in

Are you within a few years of retirement? It’s time right now to get your financial house in order, and here’s what to include on your pre-retirement financial checklist.

In this month’s newsletter, Nolen Bailey, Director of Retirement Plan Services, outlines a retirement checklist and discusses options for 401(k) rollovers.