CPS Investment Advisors is a fee-only, independent financial advisory firm headquartered in Lakeland, Florida.
Founded by CPAs with a passion for planning, we bring clarity to complex financial situations through transparent, tax-efficient plans guided by your unique goals. As a fiduciary with access to all investment vehicles, including publicly traded stocks, our recommendations are always driven by your best interests. No commission biases. No limited family of funds. Just prudent, holistic financial plans that steadily build wealth for long-term prosperity and peace of mind. Think of us as your personal CFO—available whenever you need us as a partner and planner for your entire financial life.
Since 1975, we have helped our clients plan for the future and achieve financial independence. We believe that building trusting and long-lasting relationships with our clients is the key to crafting comprehensive financial plans that deliver long-term security and success. Our goal is help our clients make the choice between work and retirement based on desire—not necessity.
CPS began in Lakeland, Florida as Chas P. Smith & Associates, PA, CPA’s. They offer traditional tax and accounting services with a focus on educating clients about money and financial independence.
CPS adds fee-only financial planning to their menu of services in response to client’s growing demand and enthusiasm.
CPS becomes a full-service Registered Investment Advisory firm—one of the earliest CPA firms in the country to register with the U.S. Securities & Exchange Commission.
CPS trademarks CPAlliance—a unique asset management program partnering with other CPA firms across the country.
CPS joins 79 other independent financial advisory firms across the country in founding the nation’s first advisor-owned, federally-chartered trust company, National Advisors Trust Company (NATC), FSB. NATC operates in all 50 states.
CPS forms an independent company, CPAlliance Insurance Services, Inc., to provide their clients and co-advisors with a broad insurance portfolio of life, long-term care, disability and individual health insurance products from more than 40 preferred carriers.
CPS adds the Institutional Retirement Plans division, combining financial education with professional investment management of public pension plans in pooled defined-benefit accounts as well as daily daily valuations for individual participants’ self-directed accounts.
Our Vision for the Future
To position our company as the premier strategic partner to our clients, our staff, our families and the clients of our CPAlliance member firms for building sufficient individual wealth to achieve the dreams that are most important to them.