Who We Are

CPS Investment Advisors is an independent financial advisory firm located in Lakeland, FL.

Since 1975, we have helped our clients plan for the future and achieve financial independence. We believe that building trusting and long-lasting relationships with our clients is the key to crafting comprehensive financial plans that deliver long-term security and success. Our goal is help our clients make the choice between work and retirement based on desire—not necessity.

Our History

1975
CPS began in Lakeland, Florida as Chas P. Smith & Associates, PA, CPA’s. They offer traditional tax and accounting services with a focus on educating clients about money and financial independence.

1980’s
CPS adds fee-only financial planning to their menu of services in response to client’s growing demand and enthusiasm.

1989
CPS becomes a full-service Registered Investment Advisory firm—one of the earliest CPA firms in the country to register with the U.S. Securities & Exchange Commission.

1994
CPS trademarks CPAlliance—a unique asset management program partnering with other CPA firms across the country.

2000
CPS joins 79 other independent financial advisory firms across the country in founding the nation’s first advisor-owned, federally-chartered trust company, National Advisors Trust Company (NATC), FSB. NATC operates in all 50 states.

2005
CPS forms an independent company, CPAlliance Insurance Services, Inc., to provide their clients and co-advisors with a broad insurance portfolio of life, long-term care, disability and individual health insurance products from more than 40 preferred carriers.

2007
CPS adds the Institutional Retirement Plans division, combining financial education with professional investment management of public pension plans in pooled defined-benefit accounts as well as daily daily valuations for individual participants’ self-directed accounts.

Our Vision for the Future

To position our company as the premier strategic partner to our clients, our staff, our families and the clients of our CPAlliance member firms for building sufficient individual wealth to achieve the dreams that are most important to them.